Along with the continued development of the banking industry in North Sulawesi Province, especially in Manado City and responding to the community’s need for integrated banking solutions and services, on November 5, 2021 Bank BPR Modern Express Sulut was present in the midst of the people of North Sulawesi Province. Bank BPR Modern Express Sulut is the tenth BPR managed and owned by PT Modern Multiartha as the Controlling Shareholder (PSP) with a share ownership of 82.5%. Lieke Sofiar, as President Director of PT Modern Multiartha explained that the presence of Bank BPR Modern Express Sulut is expected to make a positive contribution to economic growth, especially in Manado and in North Sulawesi Province in general. “Bank BPR Modern Express Sulut is ready to be a partner for the North Sulawesi Provincial Government, the community and all stakeholders in carrying out its intermediation function, namely collecting funds from the community and channeling them back in the form of credit to the community for the purpose of improving people’s living standards in North Sulawesi,” said Lieke. . Currently, Bank BPR Modern Express Sulut manages various superior products, including Savings Solutions, Simple Savings and Modern Deposits for fundraising services, and Employee Loans, Employee Loans Plus, Pension Loans, Pension Credit Plus, Private Employee Loans, Super Micro Loans and Micro Business Loans for lending services.
Idham Hi Hasan, President Director of Bank BPR Modern Express Sulut said, “In raising funds, Bank BPR Modern Express Sulut provides attractive interest rates for the people of the city of Manado. The interest rates offered are no less competitive with other commercial bank interest rates and are also guaranteed by the Deposit Insurance Corporation (LPS). Therefore, customers do not need to hesitate to entrust their funds to invest in Bank BPR Modern Express Sulut , because Bank BPR Modern Express Sulut is registered and supervised by the Financial Services Authority and is registered as an LPS participating bank,” said Idham. Meanwhile, for lending services, Bank BPR Modern Express Sulut serves the public in the form of consumption loans and working capital loans. Consumption loans include Employee Loans given to Candidates/State Civil Apparatus (CASN/ASN), Employee Credit Plus given to State Civil Apparatus (ASN) and TNI/Polri, Pension Credit and Pension Plus Credit given to retired ASN and TNI/Polri. Meanwhile, Private Employee Loans are given to private employees whose companies have collaborated with Bank BPR Modern Express Sulut . This Consumer Credit can be used for consumptive purposes such as house renovation, education costs and so on. Working capital loans are intended for micro entrepreneurs for investment purposes and to increase their working capital.